Page 39 - FBL AR 2019-20
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Corporate   Statutory  FinanCial
                                                                                        overview  StatementS  StatementS


















                                                                                 The resources of value-
                                                                                 creation



                                                                                        Financial capital: The
                                                                                        financial resources that we
                                                                                        seek are based on the funds
                                                                                        we mobilise from investors,
                                                                                        promoters, banks and financial
                                                                                        institutions in the form of
                                                                                        debt, net worth or accruals.


                                                                                        Manufactured capital: Our
                                                                                        assets, technologies and
                                                                                        equipment for service delivery
                                                                                        constitute our manufactured
                                                                                        capital.



                                                                                        Human capital: Our
                                                                                        management and employees
                                                                                        form a part of our workforce,
                                                                                        their experience and
                                                                                        competence enhancing value.


                                                                                        Intellectual capital: Our
                                                                                        focus on cost optimisation
                                                                                        and operational excellence,
                                                                                        as well as our repository
                                                                                        of proprietary knowledge,
                                                                                        account for our intellectual
                                                                                        resources.



                                                                                        Natural capital: We endeavour
                                                                                        for a minimal impact on the
                                                                                        natural environment.


                                                                                        Social and relationship
                                                                                        capital: Our relationships with
                                                                                        communities and partners
                                                                                        (vendors, suppliers and
                                                                                        customers) influence our role
                                                                                        as a responsible corporate
                                                                                        citizen.



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